West Kingdom did not have a guild bank before 2.3. If you wanted something and you knew someone else had it, you negotiated with them directly or set up an exchange in advance.
When I needed to make the highest level enchanting rod I borrowed 1 Primal might and 7 Greater Planar Essences from another player. I have a note about it on my board.. and as soon as I have it.. I’ll pay him back. But this wasn’t a guild transaction so much as a transaction between guildies. When I get gems at the beginning of each month I send them to a specific toon.. then when I need gems, rings or necklaces I ask him what he can do for me. Fiancee sends me his worthless green items for disenchanting. When he needs the enchants, if I have the mats, they’re free to him (if I don’t have the mats he usually buys the mats).
Now we have a bank and I’m puzzled how to use it. Technically I understand how it works.. but we haven’t really established the business rules.
Fiancee asked for initial donations to the guild bank.. but only from those people who have enough funds to afford the donation. He’s allowing people to pay for their repairs from guild funds.. but there isn’t a built in, re-occurring money maker for the guild.. so eventually the original bank contributions are going to be gone. People have put items in the bank. Everything from ore and gems to primals and motes. The standing rule is “pay 1/2 of AH price for the items you withdraw from the bank” or “put in equivalent to what you take out” but there’s no standing suggestion about what or when to contribute. I guess I’m just puzzled.
How have others handled this? What do you do for your guild bank?